Your Educational Source Consumer Credit and Budget Counseling, Inc

 
CC&BC is your home for Credit Counseling and Education
Free debt and budget analysis
Frequently Asked Questions
Your source for finanacial literacy education
Client access to tools to manage your account
Contact us for your financial counseling and educational needs

Learn how to better manage your finances Experienced and Certified Counselors to answer your questions Is your budget is balance or are you struggleing every month? Get your budget analyzed by a Certified Counselor who will compre it to others in similar situations No Cost / No Obligation / Completeley Confidential Analysis of your Debt Situation
Learn the basics about how to buy a homeLearn how to reduce your payments and lower your interest ratesLearn how to budget and manage your financesRequired credit counseling and debtor education for bankruptcy

What to Expect

What to Expect: The second & third months of the program

The second and third month of the program is a very critical time. We ask that you be patient through this period, as CC&BC is doing everything possible to get your account set up in your creditors systems. It is important to review your statements. Please check statement-closing dates. This is the date the statement was generated. We ask that you be cognizant of when the statement was generated and when our payment was disbursed to your creditor.

Consumer Credit and Budget Counseling, Inc. disburses payments to your creditors on the 30th of the month. Some creditors adjust (reage) your cycle due dates on your accounts to coincide with our monthly disbursements while others do not. Please check your cycle due dates on your accounts enrolled in your Debt Management Program.

If the due date is not mid month we ask that you call the customer service departments of your credit card companies and ask that your cycle due date be changed to around the 10th to the 15th of the month. This change in cycle due date will allow ample time for our payments to post to your accounts and thus avoid late fees. This applies for credit card accounts and personal loans. It does not apply for collection accounts, hospital bills, etc.

What Else to Expect


 

Customer Service: admin@ccbcinfo.org 866-799-2122
 
 

Licensed:Alabama, Colorado, Connecticut, Idaho, Illinois, Indiana, Kansas, Kentucky, Maine, Maryland, Minnesota, Mississippi, Montana, New Jersey, New York State Department of Banking, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia Wisconsin.
Registered: Alaska, Arkansas, California, Florida, Georgia, Hawaii, Louisiana, Massachusetts, Missouri, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, South Dakota, Washington, Wyoming.
Not offering Debt Management Programs in New Hampshire

 
 

Consumer Credit and Budget Counseling
299 South Shore Rd
Marmora, NJ 08223

Affiliations and Memberships

COA AccreditatedHUD Approved AgencyACCProsBBB Member in good standing(c) 2007 - 2011

Phone Numbers:

Housing / Bankruptcy
ph: 888-738-8233
fx: 888-738-8234

Customer Service
ph:866-799-2122
fx:954-545-9115

Maryland Disclosure:

By entering into an agreement with the Debt Management Services Provider, the consumer authorizes any financial institution in which the licensee has established a trust account for deposit of the consumer’s funds, to disclose to the Commissioner any financial records relating to the trust account during the course of any investigation or examination of the licensee by the Commissioner. The Commissioner of Financial Regulation for the State of Maryland will accept any questions and complaints from Maryland residents regarding Consumer Credit and Budget Counseling Inc. (License #14-70) at 500 North Calvert Street, Room 402, Baltimore, Maryland 21202, phone 1-888-784-0136