Your Educational Source Consumer Credit and Budget Counseling, Inc

 

CC&BC is your home for Credit Counseling and Education
Free debt and budget analysis
Frequently Asked Questions
Your source for finanacial literacy education
Client access to tools to manage your account
Contact us for your financial counseling and educational needs

Learn how to better manage your finances Experienced and Certified Counselors to answer your questions Is your budget is balance or are you struggleing every month?  Get your budget analyzed by a Certified Counselor who will compre it to others in similar situations No Cost / No Obligation / Completeley Confidential Analysis of your Debt Situation
Learn the basics about how to buy a homeLearn how to reduce your payments and lower your interest ratesLearn how to budget and manage your financesRequired credit counseling and debtor education for bankruptcy

What to Expect

What to Expect: The second & third months of the program

The second and third month of the program is a very critical time. We ask that you be patient through this period, as CC&BC is doing everything possible to get your account set up in your creditors systems. It is important to review your statements. Please check statement-closing dates. This is the date the statement was generated. We ask that you be cognizant of when the statement was generated and when our payment was disbursed to your creditor.

Consumer Credit and Budget Counseling, Inc. disburses payments to your creditors on the 30th of the month. Some creditors adjust (reage) your cycle due dates on your accounts to coincide with our monthly disbursements while others do not. Please check your cycle due dates on your accounts enrolled in your Debt Management Program.

If the due date is not mid month we ask that you call the customer service departments of your credit card companies and ask that your cycle due date be changed to around the 10th to the 15th of the month. This change in cycle due date will allow ample time for our payments to post to your accounts and thus avoid late fees. This applies for credit card accounts and personal loans. It does not apply for collection accounts, hospital bills, etc.

What Else to Expect


 

Customer Service: support@cc-bc.com 888-738-8233 x-204
Se Habla Espanol: 1-888-5DEUDAS

 
 
Licensed: New York State Department of Banking, Maine, New Jersey, Virginia, Vermont, Connecticut.
Registered: Massachusetts, Georgia, California
 
 

Affiliations and Memberships:

Consumer Credit and Budget Counseling
299 South Shore Rd
Marmora, NJ 08223

AADMOBBB Member in good standingCOA AccreditatedHUD Approved Agency

(c) 2007

Consumer Credit and
Budget Counseling
ph: 888-738-8233
fx: 888-738-8234