Your Educational Source Consumer Credit and Budget Counseling, Inc

 
CC&BC is your home for Credit Counseling and Education
Free debt and budget analysis
Frequently Asked Questions
Your source for finanacial literacy education
Client access to tools to manage your account
Contact us for your financial counseling and educational needs

Learn how to better manage your finances Experienced and Certified Counselors to answer your questions Is your budget is balance or are you struggleing every month? Get your budget analyzed by a Certified Counselor who will compre it to others in similar situations No Cost / No Obligation / Completeley Confidential Analysis of your Debt Situation
Learn the basics about how to buy a homeLearn how to reduce your payments and lower your interest ratesLearn how to budget and manage your financesRequired credit counseling and debtor education for bankruptcy

Get Out of Debt!

Consumer Credit and Budget Counseling, Inc. structures your consumer debts by negotiating with your credit card companies, banks, finance companies and other creditors to lower your payments, lower your interest rates and reduce or eliminate your late or over-limit fees.

We also help you develop a budget which will allow you to not only meet your essential living expenses but also pay down your consumer debts in three to five years.

The Process

All that you need to do is:

  1. Complete the Budget Analysis Form as completely as possible and submit it to us.
  2. Complete the Debt Analysis Form as completely as possible and submit it to us.
  3. Wait 2-3 business days or less for a No Obligation, No Cost and Confidential Budget and Debt Management Plan.

We Will:

  • Analyze your debts and develop a Debt Management Program that will show estimated interest rate reductions, monthly payment savings, the estimated time to pay off your debts, and the estimated total program savings.
  • Analyze your budget and provide you with money saving tips and comments by a qualified budget counselor.
  • Return your personalized Debt Management Program along with the necessary documents for you to join the program.
  • You should expect the information in about 2-3 business days. We will send the analysis to you in an Adobe file attachment, or by fax or mail if you would prefer.

If you should decide not to join the program, contact us and we will close your file.

  • If you decide to join the program return the signed Authorization and Agreement and your most current bills, and indicate the date you would like to begin your payments.
  • We will then contact all your creditors and begin negotiations up to 30 days in advance of the first disbursement to your creditors. Creditors will begin to lower your rates with your first to third payments.
  • We will send you a recap of the program for your review, with a payment envelope and additional information on what to expect in the first several months in the program.
  • Once you have joined the program, send in your payments on time each month to receive the full benefits of your program In approximately three to five years you will be debt free!
 

Customer Service: admin@ccbcinfo.org 866-799-2122
 
 

Licensed:Alabama, Colorado, Connecticut, Idaho, Illinois, Indiana, Kansas, Kentucky, Maine, Maryland, Minnesota, Mississippi, Montana, New Jersey, New York State Department of Banking, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia Wisconsin.
Registered: Alaska, Arkansas, California, Florida, Georgia, Hawaii, Louisiana, Massachusetts, Missouri, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, South Dakota, Washington, Wyoming.
CCBC does not Advertise for, solicit or contract with New Hampshire Customers
 
 

Consumer Credit and Budget Counseling
299 South Shore Rd
Marmora, NJ 08223

Affiliations and Memberships

COA AccreditatedHUD Approved AgencyACCProsBBB Member in good standing(c) 2007 - 2011

Phone Numbers:

Housing / Bankruptcy
ph: 888-738-8233
fx: 888-738-8234

Customer Service
ph:866-799-2122
fx:954-545-9115

Maryland Disclosure:

By entering into an agreement with the Debt Management Services Provider, the consumer authorizes any financial institution in which the licensee has established a trust account for deposit of the consumer’s funds, to disclose to the Commissioner any financial records relating to the trust account during the course of any investigation or examination of the licensee by the Commissioner. The Commissioner of Financial Regulation for the State of Maryland will accept any questions and complaints from Maryland residents regarding Consumer Credit and Budget Counseling Inc. (License #14-70) at 500 North Calvert Street, Room 402, Baltimore, Maryland 21202, phone 1-888-784-0136