Your Educational Source Consumer Credit and Budget Counseling, Inc

 
CC&BC is your home for Credit Counseling and Education
Free debt and budget analysis
Frequently Asked Questions
Your source for finanacial literacy education
Client access to tools to manage your account
Contact us for your financial counseling and educational needs

Learn how to better manage your finances Experienced and Certified Counselors to answer your questions Is your budget is balance or are you struggleing every month? Get your budget analyzed by a Certified Counselor who will compre it to others in similar situations No Cost / No Obligation / Completeley Confidential Analysis of your Debt Situation
Learn the basics about how to buy a homeLearn how to reduce your payments and lower your interest ratesLearn how to budget and manage your financesRequired credit counseling and debtor education for bankruptcy

CONVENIENT WAYS TO PAY

Payment Policy

Your creditors require that we send collected funds. In order to protect our clients and make your program payment as convenient as possible Consumer Credit and Budget Counseling, Inc. has adopted the following payment policy:

 

1. ACH (Automated Clearing House):
Consumer Credit and Budget Counseling, Inc. will, at your request, debit your checking account every month! No checks to write, nothing to send! Just sign the Automated Clearing House Authorization Agreement and return to CC&BC with a VOIDED check prior to the tenth of the month you wish to begin. The Authorization Form is on the reverse side. Your regular scheduled payment will be debited from your checking account 5 business days prior to the scheduled disbursement for that month. Written notification is required to terminate the authorization and must be received 4 business days prior to the date of the debit.

2. Money Order or Certified Check:
Consumer Credit and Budget Counseling, Inc. will accept a CERTIFIED CHECK or MONEY ORDER until the 27th of the month! If your financial situation prevents you from mailing your payment prior to the due date, CC&BC will accept a certified check, or money order up until the 27th of the month.

3. Money Gram(r):
Consumer Credit and Budget Counseling, Inc. accepts MoneyGram(r) Payments if receivd prior to 10:00 am (EST) on the day of the disbursement. To find an agent in your area go to moneygram.com

 

 

Important Notes:

  • If your ACH funding is returned for any reason you will be charged a fee of $25.00, and we will require that you pay the charge prior to making any payment to your creditors.
  • Consumer Credit and Budget Counseling, Inc. cannot be held responsible for actions your creditors may take as a result of missed or late payments.
 

Customer Service: admin@ccbcinfo.org 866-799-2122
 
 

Licensed:Alabama, Colorado, Connecticut, Idaho, Illinois, Indiana, Kansas, Kentucky, Maine, Maryland, Minnesota, Mississippi, Montana, New Jersey, New York State Department of Banking, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia Wisconsin.
Registered: Alaska, Arkansas, California, Florida, Georgia, Hawaii, Louisiana, Massachusetts, Missouri, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, South Dakota, Washington, Wyoming.
Not offering Debt Management Programs in New Hampshire

 
 

Consumer Credit and Budget Counseling
299 South Shore Rd
Marmora, NJ 08223

Affiliations and Memberships

COA AccreditatedHUD Approved AgencyACCProsBBB Member in good standing(c) 2007 - 2011

Phone Numbers:

Housing / Bankruptcy
ph: 888-738-8233
fx: 888-738-8234

Customer Service
ph:866-799-2122
fx:954-545-9115

Maryland Disclosure:

By entering into an agreement with the Debt Management Services Provider, the consumer authorizes any financial institution in which the licensee has established a trust account for deposit of the consumer’s funds, to disclose to the Commissioner any financial records relating to the trust account during the course of any investigation or examination of the licensee by the Commissioner. The Commissioner of Financial Regulation for the State of Maryland will accept any questions and complaints from Maryland residents regarding Consumer Credit and Budget Counseling Inc. (License #14-70) at 500 North Calvert Street, Room 402, Baltimore, Maryland 21202, phone 1-888-784-0136