Your Educational Source Consumer Credit and Budget Counseling, Inc

 

CC&BC is your home for Credit Counseling and Education
Free debt and budget analysis
Frequently Asked Questions
Your source for finanacial literacy education
Client access to tools to manage your account
Contact us for your financial counseling and educational needs

Learn how to better manage your finances Experienced and Certified Counselors to answer your questions Is your budget is balance or are you struggleing every month?  Get your budget analyzed by a Certified Counselor who will compre it to others in similar situations No Cost / No Obligation / Completeley Confidential Analysis of your Debt Situation
Learn the basics about how to buy a homeLearn how to reduce your payments and lower your interest ratesLearn how to budget and manage your financesRequired credit counseling and debtor education for bankruptcy

Privacy Policy

Consumer Credit and budget Counseling respects your privacy. We recognize the importance of protecting the privacy of personal identifying information that may be submitted to us for analysis and review. It is the policy of Consumer Credit and Budget Counseling to ensure that all client information will be held in the strictest of confidence.

We respect your Privacy

You may be asked for information in order to complete the requested calculation, analysis, or evaluation. Any and all information collected by us, either through our web site, via mail, fax or E-Mail, from the telephone, as a result of face-to-face counseling, or from any other source, will be kept strictly confidential. Such information will not be sold, reused, rented, loaned or otherwise disclosed. Such information will only be shared with the client's creditors enrolled in the Debt Management Program after that client has provided a signed authorization. And, such information will be used solely for the purpose of negotiating a debt repayment program, and to monitor the clients progress throughout the program.

Personal information collected is stored in secure operating environments that are not accessible to the public. Such is the case of credit card and bank account numbers and any other identifying information. Our operating system is leased from a software provider, however, they do not have access to the client database.

Any information you give us will be treated with the utmost care, and will not be used in any ways that you have not consented to in writing. Consumer Credit and Budget Counseling is committed to data security.

This notice is provided to you pursuant to the Gramm-Leach-Bliley Act (disclosure of nonpublic personal information by financial services provider), which requires a financial institution to notify its customers of its privacy practices and procedures on an annual basis. As we do not disclose personal information except for legitimate business and legal reasons, as specifically authorized in the signed Authorization and Agreement, no opt out of information sharing is required.


 

Customer Service: admin@ccbcinfo.org 866-799-2122

 
 

Licensed:Alabama, Colorado, Connecticut, Idaho, Illinois, Indiana, Kansas, Kentucky, Maine, Maryland, Minnesota, Mississippi, Montana, New Jersey, New York State Department of Banking, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia Wisconsin.
Registered: Alaska, Arkansas, California, Florida, Georgia, Hawaii, Louisiana, Massachusetts, Missouri, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, South Dakota, Washington, Wyoming.
Not offering Debt Management Programs in New Hampshire

 
 

Consumer Credit and Budget Counseling
299 South Shore Rd
Marmora, NJ 08223

Affiliations and Memberships

COA AccreditatedHUD Approved AgencyACCProsBBB Member in good standing(c) 2007 - 2011

Phone Numbers:

Housing / Bankruptcy
ph: 888-738-8233
fx: 888-738-8234

Customer Service
ph:866-799-2122
fx:954-545-9115

Maryland Disclosure:

By entering into an agreement with the Debt Management Services Provider, the consumer authorizes any financial institution in which the licensee has established a trust account for deposit of the consumer’s funds, to disclose to the Commissioner any financial records relating to the trust account during the course of any investigation or examination of the licensee by the Commissioner. The Commissioner of Financial Regulation for the State of Maryland will accept any questions and complaints from Maryland residents regarding Consumer Credit and Budget Counseling Inc. (License #14-70) at 500 North Calvert Street, Room 402, Baltimore, Maryland 21202, phone 1-888-784-0136